:root{--bg:#f3f6f8;--paper:#fff;--ink:#14202b;--muted:#647382;--brand:#12395a;--brand2:#0c7a83;--accent:#d99132;--line:#d9e1e6;--soft:#eaf2f3;--shadow:0 20px 55px rgba(19,42,59,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:116px}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,Arial,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}a:hover{color:var(--brand2)}img{display:block;max-width:100%}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99;border-radius:10px}.topline{background:#0d2b43;color:#fff;font-size:14px}.topline__inner{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topline a{color:#fff;font-weight:800}.site-header{position:sticky;top:0;z-index:20;background:rgba(243,246,248,.95);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}.nav-row{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:15px 0}.logo{display:flex;align-items:center;gap:12px}.logo img{width:48px;height:48px;border-radius:15px;box-shadow:var(--shadow)}.logo strong{display:block}.logo small{display:block;color:var(--muted);font-size:12px}.logo--footer img{box-shadow:none}.main-nav{display:flex;gap:4px;align-items:center}.main-nav a{padding:9px 9px;border-radius:999px;font-size:14px}.main-nav a:hover,.main-nav a.is-current{background:#fff;color:var(--brand)}.main-nav .nav-cta{background:var(--brand);color:#fff;font-weight:800;padding-inline:13px}.main-nav .nav-cta:hover{background:var(--brand2);color:#fff}.menu-button{display:none;border:1px solid var(--line);background:#fff;border-radius:999px;padding:9px 14px;font-weight:800;cursor:pointer}
.hero{padding:74px 0 58px;background:radial-gradient(circle at 85% 10%,rgba(12,122,131,.16),transparent 33%),linear-gradient(180deg,#fff,transparent)}.hero__grid{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--brand2);font-size:13px;font-weight:900;margin-bottom:14px}h1,h2,h3{line-height:1.13}h1{font-size:clamp(38px,5.2vw,68px);margin:0 0 20px;color:var(--brand)}h2{font-size:clamp(28px,3vw,43px);margin:0 0 18px;color:var(--brand)}h3{font-size:21px;margin:0 0 12px;color:#19364d}p{margin:0 0 14px}.lead{font-size:20px;color:#3d4d5a}.hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}.button{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:14px 22px;font:inherit;font-weight:900;border:1px solid transparent;cursor:pointer}.button--primary{background:var(--brand);color:#fff}.button--primary:hover{background:var(--brand2);color:#fff}.button--secondary{background:#fff;color:var(--brand);border-color:var(--line)}.button--full{width:100%}.trust-line{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.trust-line span{padding:9px 12px;background:#fff;border:1px solid var(--line);border-radius:999px;font-size:14px}.hero-visual{min-height:440px;border-radius:32px;background:linear-gradient(145deg,#113a5d,#0c7a83);box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-visual:before,.hero-visual:after{content:"";position:absolute;border:1px solid rgba(255,255,255,.12);border-radius:50%}.hero-visual:before{width:320px;height:320px;right:-100px;top:-130px}.hero-visual:after{width:260px;height:260px;left:-95px;bottom:-120px}.orbit span{position:absolute;display:grid;place-items:center;width:112px;height:112px;border-radius:50%;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.3);color:#fff;text-align:center;font-weight:900;font-size:14px;padding:12px}.orbit span:nth-child(1){right:72px;top:36px}.orbit span:nth-child(2){left:32px;top:126px}.orbit span:nth-child(3){right:36px;bottom:62px}.orbit span:nth-child(4){left:118px;bottom:22px}.orbit strong{position:absolute;left:50%;top:47%;transform:translate(-50%,-50%);width:134px;height:134px;border-radius:50%;background:#fff;color:var(--brand);display:grid;place-items:center;text-align:center;z-index:2}
.section{padding:72px 0}.section--white{background:#fff}.section-heading{max-width:830px;margin-bottom:30px}.section-heading p{font-size:18px;color:#52616e}.grid{display:grid;gap:18px}.grid--3{grid-template-columns:repeat(3,1fr)}.grid--4{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;box-shadow:0 9px 28px rgba(19,42,59,.06)}.section--white .card{background:var(--bg)}.card p,.content li{color:#3e4e5c}.card__tag{display:inline-flex;padding:6px 10px;border-radius:999px;background:#e9f3f3;color:#11656c;font-size:13px;font-weight:800;margin-bottom:13px}.card__price{font-size:19px;font-weight:900;color:#a45f0d;margin-top:12px}.icon,.step{width:46px;height:46px;border-radius:14px;background:var(--soft);display:grid;place-items:center;font-weight:900;color:var(--brand);margin-bottom:13px}.step{border-radius:50%}.matrix{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.matrix div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.matrix strong{display:block;color:var(--brand);margin-bottom:4px}.matrix span{color:var(--muted);font-size:14px}.quote{border-left:4px solid var(--accent);padding:18px 20px;background:#fff;border-radius:0 18px 18px 0}.quote--spaced{margin-top:25px}.two-col{display:grid;grid-template-columns:1fr .72fr;gap:28px;align-items:start}.content{font-size:18px}.content h3{margin-top:28px}.content li{margin:8px 0}.side-box{position:sticky;top:126px}.side-box ul{padding-left:22px}.side-box li{margin:8px 0}.table-wrap{overflow-x:auto}.price-table{width:100%;border-collapse:separate;border-spacing:0 10px}.price-table td{background:#fff;border:1px solid var(--line);padding:17px 16px}.price-table td:first-child{border-radius:16px 0 0 16px;font-weight:800}.price-table td:last-child{border-radius:0 16px 16px 0;text-align:right;color:var(--brand);font-weight:900;white-space:nowrap}.policy-note{font-size:14px;color:var(--muted)}.expert-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:32px;align-items:start}.expert-cards{grid-template-columns:1fr}.faq details,.legal-doc{background:#fff;border:1px solid var(--line);border-radius:17px;padding:17px 19px;margin:11px 0}.faq summary,.legal-doc>summary{font-weight:900;color:var(--brand);cursor:pointer}.faq details[open] summary,.legal-doc[open]>summary{margin-bottom:12px}.contact-layout{display:grid;grid-template-columns:.78fr 1.22fr;gap:30px;align-items:start}.contact-card{margin-top:26px;padding:22px;border-radius:22px;background:var(--bg);border:1px solid var(--line)}.contact-card a{color:var(--brand);font-weight:900}.lead-form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.form-grid label{display:flex;flex-direction:column;gap:7px;font-weight:800;font-size:14px}.form-grid input,.form-grid textarea{width:100%;border:1px solid #cfd9df;border-radius:13px;padding:12px;font:inherit;background:#fff}.form-grid input:focus,.form-grid textarea:focus{outline:3px solid rgba(12,122,131,.15);border-color:var(--brand2)}.form-grid textarea{min-height:145px;resize:vertical}.form-grid .wide{grid-column:1/-1}.form-grid small{font-weight:400;color:var(--muted)}.check{flex-direction:row!important;font-weight:500!important;align-items:flex-start}.check input{width:auto;margin-top:6px}.check a,.legal-content a{color:var(--brand2);text-decoration:underline;text-underline-offset:2px;font-weight:800}.hp{position:absolute;left:-9999px}.legal-section{background:#eef3f5}.article-body{max-width:930px}.legal-doc{scroll-margin-top:130px}.legal-doc>summary{font-size:20px;list-style-position:outside}.legal-content{padding-top:8px}.legal-content h3{margin-top:28px}.legal-content li{margin:7px 0}.policy-meta{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:18px 20px;margin:0 0 26px}.policy-meta p:last-child{margin-bottom:0}
.site-footer{background:#0d2b43;color:#dbe7ee;padding:54px 0 85px}.site-footer h3{color:#fff}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:28px}.footer-bottom{border-top:1px solid rgba(255,255,255,.13);margin-top:34px;padding-top:18px;display:flex;justify-content:space-between;gap:24px;color:#9db1be;font-size:13px}.mobile-bar{display:none}
@media(max-width:1080px){.menu-button{display:inline-flex}.main-nav{display:none;position:absolute;top:102px;left:18px;right:18px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:12px;flex-direction:column;align-items:stretch;box-shadow:var(--shadow)}.main-nav.is-open{display:flex}.main-nav a{text-align:center}.hero__grid,.two-col,.expert-grid,.contact-layout,.footer-grid{grid-template-columns:1fr}.grid--4{grid-template-columns:repeat(2,1fr)}.grid--3{grid-template-columns:repeat(2,1fr)}.matrix{grid-template-columns:repeat(2,1fr)}.side-box{position:static}.footer-bottom{display:block}}
@media(max-width:640px){html{scroll-padding-top:104px}body{padding-bottom:60px}.wrap{width:min(100% - 24px,1180px)}.topline__inner{display:block}.topline__inner a{display:block}.nav-row{padding:11px 0}.logo small{display:none}.main-nav{top:88px}.hero{padding:48px 0}.hero h1{font-size:35px}.hero-visual{min-height:330px}.orbit span{width:90px;height:90px;font-size:12px}.orbit span:nth-child(1){right:35px;top:28px}.orbit span:nth-child(2){left:20px;top:105px}.orbit span:nth-child(3){right:20px;bottom:43px}.orbit span:nth-child(4){left:80px;bottom:15px}.orbit strong{width:110px;height:110px}.section{padding:54px 0}.card,.lead-form{padding:20px}.grid--3,.grid--4,.matrix,.form-grid{grid-template-columns:1fr}.price-table tr,.price-table td{display:block;width:100%}.price-table td:first-child{border-radius:16px 16px 0 0}.price-table td:last-child{border-radius:0 0 16px 16px;text-align:left}.mobile-bar{display:grid;grid-template-columns:repeat(3,1fr);position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--line);z-index:40}.mobile-bar a{text-align:center;padding:11px;font-size:12px;font-weight:900;color:var(--brand)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}